High Yield ChimePay Savings Account

Make your money grow faster

Get 2.00% APY¹ on all your cash
Boost your earnings with Automatic Savings features
No monthly fees²

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Earn more on every dollar

We offer 1.50% APY¹ on your Savings Account. That's 11x³ the national average! Learn how we got this rate.

No fees. No catch. No worries.

No minimum balance requirement, no maximums on interest earned. And no fees².

Grow your savings automatically

With Round Ups, you save the change on every purchase. And Save When I Get Paid helps you automatically save a percentage of every paycheck⁴.

Secured and FDIC Insured

We use encryption and secure processes to help ensure your money is safe. And your funds are held at FDIC insured banks⁵. Learn how the ChimePay Savings Account works.

How our Savings Account stacks up

Get Started Today

Applying for an account is free and takes less than 2 minutes with no impact to your credit score.